I don’t believe in insurance. I think owning insurance of any kind is unbiblical and probably of the devil. I can see Satan rubbing his hands together and smiling that his plan to usurp faith and honesty is working: INSURANCE!
After all, isn’t that basically what insurance is? Isn’t, at its basic level, insurance a hedge against people lying, cheating, stealing and/or not taking responsibility for their actions?
Car insurance is for people who won’t pay for an accident they caused OR for those who won’t admit it was their fault and pay for the other’s damage.
Life insurance is for people who don’t build a savings or can’t manage their money well enough to take care of their bills and/or their loved ones after they die.
House insurance is for people who don’t want the responsibility of carrying the debt of a house YOU AGREED TO PAY OFF after it is damaged or destroyed.
Health insurance is for people who don’t want to take care of their family, friends, or church brothers and sisters.
The cost of insurance continues to go up and up because of the same reasons people get insurance any way. People who won’t admit it was their fault make EVERYONE’S insurance go up. People who sue doctors for mistakes cause the malpractice insurance to go up which causes the price of medicine to go up which causes all health insurance to go up which means you get less in your paycheck for paying your part in insurance which means you get more scared of affording your home or taking care of your kids which means you get more insurance and SO ON!
I prefer a world where people take responsibility for their actions. I prefer a world where people can rely on their church in emergencies instead of insurance agencies. I prefer a world where people have faith in GOD more than insurance.
Frankie and I have not had health insurance for over 20 years now. I believe God has blessed that decision by giving us both good health. For my broken foot and foot surgery I simply went to the doctor and told him that I had no insurance and that I was going to pay cash. He promptly cut his price by two thirds. So did the anesthetist and the surgery center and I paid my responsibilities and THEY LOVED NOT HAVING TO DEAL WITH THE DEVIL.
I can’t tell you not to have insurance. I have Life Insurance, I HAVE TO HAVE car insurance, and I would probably get health insurance if I could afford it; but wouldn’t it be a much better world if people would just quit trying to cheat and avoid responsibilities for their actions?
Let me step off this soapbox now before I hurt myself and have to sue the manufacturer and call my ambulance chasing, most annoyingly advertising, attorney.